SERVICE

card-chargeback-analysis

Xynaptic Card Chargeback Analysis — bring one disputed transaction + its context (delay, cardholder history): we classify the dispute — likely genuine fraud vs likely friendly fraud vs service issue — with signals and a recommendation (accept/contest with evidence). POST body: { dispute: { transaction, reason_code?, days_since_purchase?, cardholder_history? } }. Informational, not a scheme decision.

$0.03 per call · /v1/card-chargeback-analysis

Call it

curl -s https://api.xynaptic.io/v1/card-chargeback-analysis \
  -H "Accept: application/json"

# -> 402 Payment Required (x402 challenge: price, payTo, networks)
# -> sign the payment, retry with PAYMENT-SIGNATURE -> 200

What you get back

{
  "service": "card-chargeback-analysis",
  "classification": "likely_friendly_fraud",
  "signals": [
    {
      "type": "late_dispute",
      "severity": "warning"
    }
  ],
  "recommendation": "contest with delivery evidence",
  "summary": "Likely friendly fraud - contest."
}