SERVICE

payment-routing-advice

Xynaptic Payment Routing Advice — one payment instruction, compared across rails: SEPA transfer, card, SWIFT wire, instant SEPA — cost, delay, traceability, reach. Returns the recommended rail with the tradeoffs. POST body: { payment: { amount, currency, beneficiary_country, urgent?: true, recurring?: false } }. Informational.

$0.02 per call · /v1/payment-routing-advice

Call it

curl -s https://api.xynaptic.io/v1/payment-routing-advice \
  -H "Accept: application/json"

# -> 402 Payment Required (x402 challenge: price, payTo, networks)
# -> sign the payment, retry with PAYMENT-SIGNATURE -> 200

What you get back

{
  "service": "payment-routing-advice",
  "payment": {
    "amount": 2500,
    "currency": "EUR",
    "beneficiary_country": "DE"
  },
  "comparison": [
    {
      "rail": "sepa",
      "cost": "free",
      "delay": "1 day"
    }
  ],
  "recommended": "sepa",
  "summary": "SEPA transfer: free, 1 day, traceable."
}