SERVICE

bank-payment-risk

Xynaptic Bank Payment Risk — bring one payment instruction (beneficiary, IBAN or country, amount, label, date): we return risk signals — country risk, amount anomalies, label/beneficiary mismatch signals — each with a severity, and an overall risk level. Informational screening, not a sanctions list. POST body: { payment: { beneficiary, iban?, country?, amount, currency, label, date } }. Nothing stored.

$0.03 per call · /v1/bank-payment-risk

Call it

curl -s https://api.xynaptic.io/v1/bank-payment-risk \
  -H "Accept: application/json"

# -> 402 Payment Required (x402 challenge: price, payTo, networks)
# -> sign the payment, retry with PAYMENT-SIGNATURE -> 200

What you get back

{
  "service": "bank-payment-risk",
  "payment": {
    "beneficiary": "SUPPLIER LTD",
    "country": "VG",
    "amount": 18500,
    "currency": "EUR"
  },
  "signals": [
    {
      "type": "high_amount_first_payment",
      "severity": "warning"
    },
    {
      "type": "high_risk_jurisdiction",
      "severity": "critical",
      "detail": "VG - offshore financial center"
    }
  ],
  "risk_level": "high",
  "summary": "2 signals: high amount + high-risk jurisdiction."
}