SERVICE

bank-spending-goals

Xynaptic Bank Spending Goals — bring transactions + a goal (e.g. save 500/month): we compute the gap, category-level cuts with exact amounts, and a 3-step action plan. POST body: { transactions: [...], goal: { type: save, amount_monthly: 500 }, currency?: EUR }. Informational only.

$0.02 per call · /v1/bank-spending-goals

Call it

curl -s https://api.xynaptic.io/v1/bank-spending-goals \
  -H "Accept: application/json"

# -> 402 Payment Required (x402 challenge: price, payTo, networks)
# -> sign the payment, retry with PAYMENT-SIGNATURE -> 200

What you get back

{
  "service": "bank-spending-goals",
  "goal": {
    "save": 500
  },
  "current_savings": 320,
  "gap": 180,
  "cuts": [
    {
      "category": "shopping",
      "amount": 95
    }
  ],
  "summary": "Gap 180 EUR/month - shopping and food cuts proposed."
}